Gap Protection

Features & Benefits of Program

  • GAP pays the amount equal to the unpaid net balance less the primary insurance settlement
  • Pays up to $1,000 of the customer's primary insurance deductable (State exclusions may apply)
  • Protects customer's credit
  • Protects against negative equity
  • COvers collateral value up to $150,000
  • Availabel to franchise and independent dealers

Terms of Program

  • Covelable within 30 days for a full refund; after 30 days, refund will be calculated pro-rata
  • Covers up to 84 months of loans or leases (terms over 84 months will be re-amortized to 84 months)
  • Covers amount financed up to 150% of NADA value or MSRP
  • Maximum claim amount is $50,000
  • Available at time of vehicle sale only

Exclusions of Program

  • Commercial and fleet vehicles
  • Vehicles exceeding 1 3/4 ton capacity
  • Loss or damage due to fradulent acts
  • Not available at Buy Here/Pay Here lots
Please speak with our trade advisor for more information.
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